One of my Christmas wishes this year is a laptop or a personal computer. The computer I am currently using is the computer provided by our office since my work is home-based. I am looking for a bank who could grant me a personal loan, which I can use to purchase a new computer. There are various companies that offer loans with different promos. Some offers low interest rates and I also found out that there are unsecured loans, which does not require you to have a property to use as collateral for the loan. There are also homeowners loans, which require the redistribution of financial assets over time, between the lender and the borrower and the money may be used for many purposes but the debt will be secured against property. **Sigh** I just hope that my Christmas wish would be granted if the budget permits.