We’ve been very busy shopping for various stuffs, aside from the gifts that we are to give to our family and friends this Holiday Season. I’ve been using my credit card for shopping because it is more convenient to purchase various stuffs using credit cards because we all know that there are many pick-pockets during these days. It’s safer compared to bringing big amount of money especially if you’re going to purchase expensive items. I’ve been a shop-a-holic for the past two months, which made my credit card almost reaching its limit. Hehe. Haay, I’m glad there are banks that offer 0 balance transfers. It would be easier for us to pay the stuffs we purchased using my credit card.